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The Co‑operative Bank p.l.c. is authorised by the Prudential Regulation Authority and regulated by the Monetary Conduct Authority and the Prudential Regulation Authority (No. 121885). Credit amenities are offered by The Co‑operative Financial institution p.l.c. and are topic to status and our lending policy. The Bank reserves the proper to decline any utility for an account or credit facility. The Co‑operative Financial institution p.l.c. subscribes to the Requirements of Lending Practice which are monitored by the Lending Standards Board.

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